: Research the true market value of the car using tools like Edmunds or Kelley Blue Book. Focus on the Out-the-Door (OTD) price , which includes all taxes and fees, rather than the MSRP. 2. Dealership Secrets and Tactics to Avoid
: Always secure a loan from an outside bank or credit union before visiting a dealer. This forces the dealership to beat a rate you already have, rather than letting them dictate the terms. car buying secrets and tips
: To maintain financial health, financial experts at Chase Bank recommend the 20/3/8 rule : put 20% down , finance for no more than 3 years , and keep total car expenses under 8% of your monthly income . : Research the true market value of the