Capital One Auto Finance Apr 2026

: You can adjust your down payment and term length (typically 24 to 84 months ) within Auto Navigator to see how it affects your monthly rate .

: Take your pre-qualification offer to a participating dealer to complete a formal credit application . This final step involves a hard credit pull , which may impact your credit score . 4. Auto Refinancing capital one auto finance

Soft credit checks are only visible to you on credit reports and don't impact your credit score. Capital One How Auto Navigator Works - Capital One : You can adjust your down payment and

Must be at least and a U.S. resident with a valid address . Vehicle : Must be for personal use only (no commercial vehicles) . Maximum vehicle age of 10 model years . Maximum mileage of 120,000 miles . resident with a valid address

: You will receive an estimated APR, monthly payment, and maximum loan amount based on your profile . 2. Eligibility Requirements