: To buy Part A, you must also sign up for Part B.
: The standard monthly premium is determined annually (typically around $170–$185+, though higher-income earners pay more).
: Policies are identified by letters (e.g., Plan G, Plan N). Benefits for each lettered plan are the same regardless of which company sells it.
: You can buy Part A. Depending on how long you worked, the monthly premium in 2026 is either $311 or $565 .
Yes, you can "buy" Medicare, but the process and costs depend on your work history and which parts of the program you need. While most people qualify for "premium-free" coverage for hospital stays, others must pay monthly premiums to enroll.
: The best time is during your 6-month Medigap Open Enrollment Period , which starts the month you are 65 and enrolled in Part B. During this time, companies cannot deny you coverage or charge more for pre-existing conditions.
: Premiums vary by the company and the specific medications they cover. 3. Buying Medicare Supplement Insurance (Medigap)
: Most people get this for $0 because they (or a spouse) paid Medicare taxes for at least 10 years.
