Can I Buy — Prescription Insurance Only

: You pay a monthly premium (averaging about $34.50 in 2026) plus potential deductibles and copays.

If you are enrolled in , you can purchase a stand-alone Prescription Drug Plan (PDP) . can i buy prescription insurance only

Yes, you can buy prescription-only insurance, but it is almost exclusively available as . For those not on Medicare, "prescription-only" plans are rare and often function more as discount programs than true insurance. Stand-Alone Prescription Plans (Medicare) : You pay a monthly premium (averaging about $34

: Each plan has a "formulary" (a list of covered drugs) that dictates what is paid for and at what cost. Options for Non-Medicare Users For those not on Medicare, "prescription-only" plans are

If you do not have Medicare, your options for buying only drug coverage are limited: Prescription Drug Insurance: What You Need to Know

: These are offered by private insurance companies like Aetna , Blue Cross Blue Shield , and Wellcare .