Buying Our First Home 〈Bonus Inside〉

The journey usually begins long before the first open house. For many, it starts with years of saving and a mindset shift toward long-term financial health.

House hunting is frequently described as an "emotional process". buying our first home

Expert advice suggests following the 28/36 rule —keeping your mortgage within 28% of your monthly income and total debt under 36%. Securing a mortgage pre-approval is a critical early step; it not only clarifies exactly what you can afford but also makes you a more competitive buyer in fast-moving markets. The journey usually begins long before the first open house

Chris Abrams — Buying our first home, a dream became reality a dream became reality