: In India, lenders like Bajaj Finserv often look for a CIBIL score of at least 650, while scores above 750 generally secure the best interest rates.
Depending on whether you are buying on finance as an (e.g., for a car or home) or as a business (e.g., for machinery or funding), the "proper report" you need varies significantly. 1. Buying as an Individual (Personal Finance) buying on finance
When buying on finance personally, the "report" is typically your , which lenders use to assess your creditworthiness. : In India, lenders like Bajaj Finserv often