Standard mortgages often won't cover homes in poor condition. You will likely need a renovation-specific loan. Can I Make an FHA Home Purchase for a Fixer-Upper?
: Look for "good bones"—meaning major systems like the roof, HVAC, and plumbing are relatively updated, allowing you to focus on cosmetic improvements. 2. Financing Options for Renovations Standard mortgages often won't cover homes in poor condition
: Check the U.S. Treasury Department or HUD Homestore for government-seized auctions.
: Use platforms like Redfin to filter by "fixer-upper" or look for keywords like "As-Is," "Handyman Special," and "TLC Needed" in listing descriptions.