To buy a duplex with a VA loan, you must certify that you intend to occupy one of the units as your . This strategy, often called "house hacking," allows you to use your VA benefits—including $0 down payment and no monthly mortgage insurance—on a multi-unit property with up to four residential units . Core Requirements
12 Key Documents for a Speedy VA Loan Application - Veterans United buying duplex with va loan
: Qualifying with rental income often triggers a requirement for six months of cash reserves (PITI: Principal, Interest, Taxes, and Insurance) to be held in your bank account after closing. Paperwork Checklist To buy a duplex with a VA loan,