Buying A Home Checklist Pdf Apr 2026

This is a "must-have." A pre-approval letter from a lender like Rocket Mortgage proves to sellers that you are a serious, qualified buyer. Phase 2: Building Your Team

Aim for a score of 620+; higher scores unlock better interest rates. buying a home checklist pdf

Calculate your Debt-to-Income (DTI) ratio. Ideally, your total monthly housing costs (including taxes and insurance) should stay below 28% of your gross monthly income. This is a "must-have

You shouldn't walk this path alone. You’ll need to assemble a professional squad: buying a home checklist pdf

To help navigate loan types (fixed vs. variable).

Required in some states to review contracts and titles.