Buying 1st Car -

If buying used, never skip the history report (like Carfax or AutoCheck). Look for accident history, service records, and title status (avoid "salvage" or "rebuilt" titles for your first car).

Before stepping onto a lot, talk to your bank or credit union to see what rate you qualify for. This gives you a "benchmark" to see if the dealership can actually beat it. 3. The Inspection & Test Drive buying 1st car

This is your strongest tool. If the price doesn't meet your budget or the dealer won't allow an inspection, tell them you need to "think it over" and head for the exit. 5. Closing the Deal If buying used, never skip the history report

Salespeople often focus on the monthly payment. Ignore that and negotiate the total price of the car including taxes and fees. This gives you a "benchmark" to see if

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