Buy: Ski Insurance

Experts suggest looking for a policy with at least $100,000 in medical coverage and $100,000 for emergency evacuation. 2. Specialized Gear Protection

Check for "depreciation clauses"—older gear might only be reimbursed at its current (much lower) value rather than what you originally paid. 3. Personal Liability Prepare your insurance carefully when booking a ski holiday buy ski insurance

Whether you're a seasoned pro or a first-timer, winter sports come with unique risks that a standard travel policy often won't cover. Here is everything you need to know about protecting your investment and yourself. 1. Medical Emergencies and Mountain Rescue Experts suggest looking for a policy with at

Look for policies that cover theft or accidental damage to your gear. 000 in medical coverage and $100

If your gear is delayed in transit, good insurance will reimburse you for the cost of renting equipment so you don't miss a day on the snow.

Most domestic health plans (like those based in the U.S.) may not cover medical expenses incurred in a foreign country.

Accidents on the mountain can escalate quickly, and the costs of getting help are staggering.