: You can buy electronic bonds for any amount starting at $25, down to the penny (e.g., $35.42).
: Redeeming before five years results in a penalty of the last three months of interest. buy savings bonds
: Interest is exempt from state and local taxes; federal tax can be deferred until the bond is cashed. ⚠️ Important 2025/2026 Change : You can buy electronic bonds for any
: You can buy up to $10,000 of Series I bonds and $10,000 of Series EE bonds per calendar year. Holding Period : You must keep bonds for at least one year . down to the penny (e.g.