Bonds — Buy Muni

Municipal bonds, or "munis," are debt securities issued by state and local governments to fund public projects like schools and infrastructure. In April 2026, they remain a top choice for investors in high tax brackets because their interest is generally exempt from federal income tax.

: Buy from other investors; prices fluctuate based on interest rates. buy muni bonds

: If you buy bonds from your own state, the interest is often exempt from both federal and state taxes. Municipal bonds, or "munis," are debt securities issued

: A popular low-cost choice (0.03% expense ratio) for national exposure. buy muni bonds

The muni market is at an "inflection point" with favorable technical conditions through year-end.

: Buy "new issues" directly from the government at the same price as institutions.