Buy High Deductible Health Plan – Real & Deluxe

You have a chronic illness (e.g., diabetes ), require expensive daily prescriptions, or are planning for major medical events like pregnancy. Benefits of Purchasing an HDHP What's a high deductible health plan (HDHP)?

You want to open a Health Savings Account (HSA) . HDHPs are the only plans that allow you to contribute pre-tax money to an HSA for medical expenses or long-term investment. buy high deductible health plan

Buying a is a strategic choice often used to lower monthly fixed costs or access specialized tax-advantaged savings accounts. For 2026, the IRS defines an HDHP as having a minimum annual deductible of $1,700 for individuals and $3,400 for families . Quick Decision Guide: Is an HDHP Right for You? You have a chronic illness (e

You are generally healthy, rarely visit the doctor beyond preventive check-ups, and want to minimize your monthly premium payments. HDHPs are the only plans that allow you