The interest rate was high—the price of being a "risk"—but the down payment was something Elias could actually reach. He signed the papers on the hood of the car, his breath blooming in the air.
"Try a 'Buy Here, Pay Here' lot," his brother had suggested. "They don't care about the bank's opinion. They are the bank." buy here pay here car dealerships in vermont
Elias sat at his kitchen table, a stack of medical bills and past-due notices fanned out like a losing hand of poker. His credit score was a ghost of its former self, haunted by a year of unemployment and a basement flood that insurance had refused to cover. Every traditional lender he’d called had given him the same polite, automated rejection. The interest rate was high—the price of being
"I need something that can handle the gap," Elias said, referring to the steep mountain pass he had to climb for his new job at the sawmill. "They don't care about the bank's opinion
The owner, a man named Miller who wore a flannel shirt under a heavy parka, didn't sit behind a mahogany desk. He sat on a stool in a small, heated shed that smelled of coffee and motor oil.