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Low-income residents who qualify for Medi-Cal can apply at any time of the year. Where to Shop

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Navigating the healthcare market in California can feel like a maze, but understanding the local landscape makes it much easier to find coverage that fits your budget and lifestyle. Whether you are self-employed, a freelancer, or simply don't have coverage through an employer, here is everything you need to know about buying health insurance in the Golden State for 2026. When to Buy: Key Enrollment Dates Low-income residents who qualify for Medi-Cal can apply

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You have three main paths for buying individual or family coverage in California: