For those purchasing coverage in 2017, the process was defined by choosing between tiered plans often categorized by their cost-sharing structures:
: Provides a balance with moderate premiums and moderate out-of-pocket responsibilities . buy health insurance 2017
: Approximately 20% of respondents did not understand the term "premium," and 66% were unfamiliar with "formulary" . For those purchasing coverage in 2017, the process
A major hurdle in 2017 was . A study from UConn found that many consumers struggled with basic terminology: For those purchasing coverage in 2017
Beyond the legal mandate of the time, insurance served several core functions:
: Only 40% of people realized that an in-network hospital does not always guarantee that all doctors working there are also in-network .