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AI responses may include mistakes. For financial advice, consult a professional. Learn more What Is the PSLF Buyback Program? - SoFi

: Borrowers generally cannot buy back months that occurred before their most recent loan consolidation . 4. Comparison of Buyback Loan Contexts P2P Buyback Guarantee Corporate Debt Buyback PSLF Buyback Primary Goal Investor protection Reducing company debt Achieving loan forgiveness Trigger Payment delay (60+ days) Market opportunity/Restructuring Borrower request at 120 months Price Paid Principal + Interest Often at a discount Past payment amount Risk Factor Originator insolvency Lender subordination Strict eligibility rules buy back loans

: This allows the debtor to reduce total outstanding obligations while providing creditors with an immediate, one-time payment. AI responses may include mistakes