Is buying used actually worth it anymore? 2026 prices are weird
: Experts recommend putting at least 20% down , financing for no more than 4 years , and keeping total monthly costs (payment + insurance) under 10% of your gross income . buy a card
: Obtain financing from an outside source like a credit union or bank (e.g., Scott Credit Union ) before you shop. This gives you a baseline interest rate to challenge dealer offers. 2. Choose Between New, Used, or CPO Is buying used actually worth it anymore