With Zero Interest — Buy A Car

: Use an Auto Loan Calculator to compare the total cost of the 0% deal versus taking a cash rebate and a low-interest loan from a credit union.

: 0% APR for 72 months stackable with a $35,000 rebate (limited to California). 2. The "Catch": What to Watch For buy a car with zero interest

: A single late payment can sometimes trigger the cancellation of the 0% rate, reverting the loan to a high standard interest rate. 3. Strategic Steps for Buyers : Use an Auto Loan Calculator to compare

Here are a few details you'll want to be aware of when taking a closer look at offers from dealers. * Credit score qualifications. Navy Federal Credit Union Hidden Cost of Zero Percent Financing The "Catch": What to Watch For : A

: 0% APR for 60 months across all trims.

: While 72-month terms exist, many 0% deals are restricted to 36–48 months, resulting in higher monthly payments .

Buying a car with is possible, but it is primarily a marketing strategy used by manufacturers to clear out specific inventory. While it sounds like "free money," it often requires choosing between the 0% APR and a substantial cash rebate. 1. Current 0% APR Deals (April 2026)