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If you are a member of a , check with them first. Many institutions offer Visa gift cards to their account holders with the purchase fee waived as a member perk. For example, some users have found lower rates or fee-free options through local branches like Interra Credit Union . 2. Specialized Online Gift Services

Keep an eye on weekly circulars for stores like Kroger or Safeway . They often run "Save $10 when you buy two Visa gift cards" deals, which effectively wipes out the activation fees. best place to buy visa gift cards with no fee

Stores like Staples or Office Depot frequently run "No Activation Fee" weeks on $200 Visa gift cards. Summary of Typical Fees If you are a member of a , check with them first