Online: Best Buy Charge Card

: Choose deferred-interest financing instead of rewards for major purchases (e.g., 12 months for $299+, 18 months for appliances $599+). Visa-Only Rewards : 3% back on gas station purchases. 2% back on grocery, dining, and takeout. 1% back on all other Visa purchases. How to Apply Online

: 5% back in rewards (2.5 points per $1 spent) on qualifying Best Buy purchases. best buy charge card online

: Check the variable APR (often around 25.49%–31.49%) and confirm there is no annual fee for most versions. : Choose deferred-interest financing instead of rewards for

: Get 15% back in rewards on your first day of purchases (valid through May 3, 2026) or choose flexible financing. 12 months for $299+