: You must demonstrate a steady income. Applicants with no credit history are frequently denied because the bank assumes high-ticket electronics purchases carry higher risk. How to Check Your Status
If your score is below 600, you are unlikely to be approved for a Best Buy card. Reviewers from Bankrate suggest building credit first with these alternatives: Learn About the My Best Buy® Credit Card
: Use the Best Buy website to check for "pre-selected" offers, which perform a soft credit pull that doesn't hurt your score.