Before Signing A Contract To Buy A House File

: Calculate the complete payment beyond the mortgage, including property taxes, homeowners insurance, and any HOA fees. 🔍 Property & Legal Diligence

: Turn on every faucet, flush toilets, test light switches, and open/close windows to ensure they operate correctly. before signing a contract to buy a house

: Do not rely on a pre-qualification. Ensure you have a formal pre-approval letter and verify that your loan amount covers the purchase price and closing costs. : Calculate the complete payment beyond the mortgage,

: Lenders must provide this at least three days before closing. Compare it line-by-line with your initial Loan Estimate to check for unexpected fee increases. Ensure you have a formal pre-approval letter and

🏠 Essential Checklist: Before Signing a Contract to Buy a House

: Ensure no damage occurred during the seller's move-out process and that no fixtures have been wrongfully removed.

: Understand every clause, focusing heavily on contingencies (financing, appraisal, and inspection), deadlines, and what items (like appliances) are included in the sale.