Baltimore | Home Buying Incentives

Awarded via a lottery following the Live Baltimore Trolley Tour events, this program provides a $5,000 incentive for homes anywhere in the city.

In 2026, Baltimore remains one of the most accessible major metropolitan markets for first-time buyers, bolstered by a robust ecosystem of financial incentives designed to bridge the gap to homeownership. These programs, ranging from city-wide grants to employer-sponsored matches, are central to the city’s strategy for neighborhood revitalization and increasing Black homeownership rates. Core City-Wide Incentives

Navigating Baltimore’s Home Buying Incentives: A Path to Urban Ownership