Auto Insurance Washington D.c. [LATEST]

: $25,000 per person / $50,000 per accident. Property Damage Liability : $10,000 per accident.

: As of April 2026, the D.C. Council is considering legislation that would more than double mandatory minimums to $50,000 per person and $100,000 per accident for bodily injury to ensure crash victims are adequately protected. auto insurance washington d.c.

: $5,000 per accident (subject to a $200 deductible). Key Market Trends and News : $25,000 per person / $50,000 per accident

While costs are high, some providers offer more competitive rates for D.C. residents: 000 per person / $50

: High rates in the District are attributed to intense traffic congestion, high theft and carjacking rates—ranking second in the nation—and rising medical and vehicle repair costs according to Bankrate .