Choosing this option usually results in lower premiums but restricts your right to sue a negligent driver for "pain and suffering" unless your injuries meet a specific "serious injury" threshold.
Pennsylvania features a mix of massive national carriers and strong regional players. As of 2026, the following companies are recognized for their market presence and specialized offerings: Auto Insurance - Commonwealth of Pennsylvania auto insurance companies in pa
$5,000 per accident to cover damage you cause to another person’s property, such as their vehicle. Choosing this option usually results in lower premiums
Pennsylvania law requires all motor vehicle owners to maintain continuous "financial responsibility". The state-mandated minimum coverage, often abbreviated as , consists of the following: Pennsylvania law requires all motor vehicle owners to
$5,000 minimum limit to pay medical bills for you and your passengers, regardless of who is at fault. The Choice of Tort: Full vs. Limited