Annual Free Credit Score Apr 2026

: As of early 2026, you can access these reports weekly for free to help manage financial health. Contact Options : Online : AnnualCreditReport.com Phone : Call 1-877-322-8228

: Federal law guarantees you a free copy of your credit report from each of the three major bureaus (Equifax, Experian, and TransUnion) every 12 months. annual free credit score

This guide outlines how to access your free credit reports and clarifies the difference between a credit and a credit score . 1. Official Source for Free Reports : As of early 2026, you can access